Westpac Banking Corporation
WBC.ASXFinancials
Banking, financial and related services.
Market Data
$36.175
+0.0%$123.1B
17.7x
$2.029
4.28%
-0.0%
Latest Earnings
Westpac 2025 Full Year Results email to shareholders
3 November 2025
Westpac reported FY2025 net profit (excluding notable items) of $7.0 billion, down 2% from FY24, with statutory net profit of $6.9 billion (down 1%), reflecting investments in transformation initiatives including the UNITE program offset by share buybacks. Return on Tangible Equity declined 24 basis points to 110%, while the bank maintained a strong CET1 capital ratio of 125% (up 4bps) and declared fully franked dividends of 153 cents per share, flat year-on-year. The bank is executing five strategic priorities (customer, people, transformation, risk, performance) and expects interest rate relief in 2026, positioning itself for long-term shareholder value creation despite near-term headwinds from elevated transformation costs. Key points: Strong capital position with CET1 ratio of 125%, up 4bps, providing capacity and flexibility to invest for growth; Fraud and scam prevention tools prevented $360 million in potential losses over the past year, supporting customer trust; Diverse portfolio serving 13 million customers across retail, business and institutional segments
Recent Announcements
Westpac 2025 Full Year Results email to shareholders
Westpac reported FY2025 net profit (excluding notable items) of $7.0 billion, down 2% from FY24, with statutory net profit of $6.9 billion (down 1%), reflecting investments in transformation initiatives including the UNITE program offset by share buybacks. Return on Tangible Equity declined 24 basis points to 110%, while the bank maintained a strong CET1 capital ratio of 125% (up 4bps) and declared fully franked dividends of 153 cents per share, flat year-on-year. The bank is executing five strategic priorities (customer, people, transformation, risk, performance) and expects interest rate relief in 2026, positioning itself for long-term shareholder value creation despite near-term headwinds from elevated transformation costs. Key points: Strong capital position with CET1 ratio of 125%, up 4bps, providing capacity and flexibility to invest for growth; Fraud and scam prevention tools prevented $360 million in potential losses over the past year, supporting customer trust; Diverse portfolio serving 13 million customers across retail, business and institutional segments
Westpac 2025 Group Annual Report and Appendix 4E
Westpac delivered FY25 profit after tax of $6.9 billion, down 1% year-on-year, with revenue up 4% to $22.4 billion, reflecting steady performance amid transformation initiatives. The bank maintained strong capital positioning (CET1 ratio of 12.5%) and declared full-year dividends of 153 cents per share fully franked, while progressing the UNITE transformation program to simplify operations and drive future growth. Key points: Revenue growth of 4% to $22.4 billion demonstrates underlying business resilience; Strong capital position with CET1 ratio of 12.5% places Westpac in top quartile globally; APRA released remaining $500 million operational risk capital overlay, completing CORE program milestone
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