nib Holdings

NHF.ASX

Financials

Private health insurer

Market Data

Price

$6.680

-0.0%
Market Cap

$3.3B

P/E Ratio

16.9x

EPS

$0.396

Div. Yield

4.34%

52-Week Change

-0.0%

Latest Earnings

Appendix 4D and 2026 Interim Report

23 February 2026

Revenue
$1,892
+6.0% YoY
NPAT
$82.90
0.0% YoY
EPS
$0.17
Dividend
$0.13

nib Holdings delivered stable first-half results with underlying operating profit (UOP) growing 22.0% to $129.1M while statutory net profit remained flat at $82.9M. Revenue increased 6% to $1.9B supported by above-expected Australian policyholder growth, though higher one-off costs and lower investment income offset underlying growth. The company maintained its interim dividend at 13.0 cents per share, fully franked. Key points: Underlying operating profit grew strongly by 22.0% to $129.1M driven by disciplined expense management; Above-anticipated Australian resident system policyholder growth of 2.2% supported revenue growth; Australian residents business maintained net margin within 6-7% target range at 6.8%

Recent Announcements

2 Apr 2026 Sph Neutral

Ceasing to be a substantial holder from MUFG

MUFG ceased to be a substantial holder.

1 Apr 2026 Sph Neutral

Ceasing to be a substantial holder

First Sentier Group Limited ACN 630 725 558 ceased to be a substantial holder.

23 Feb 2026 Actual Results Neutral

Appendix 4D and 2026 Interim Report

nib Holdings delivered stable first-half results with underlying operating profit (UOP) growing 22.0% to $129.1M while statutory net profit remained flat at $82.9M. Revenue increased 6% to $1.9B supported by above-expected Australian policyholder growth, though higher one-off costs and lower investment income offset underlying growth. The company maintained its interim dividend at 13.0 cents per share, fully franked. Key points: Underlying operating profit grew strongly by 22.0% to $129.1M driven by disciplined expense management; Above-anticipated Australian resident system policyholder growth of 2.2% supported revenue growth; Australian residents business maintained net margin within 6-7% target range at 6.8%

23 Feb 2026 Actual Results Positive

FY26 Half Year Results ASX Announcement

nib delivered a strong first half performance with underlying operating profit up 22.0% to $129.1 million, driven by disciplined execution across all business segments including a recovery in New Zealand operations. Revenue grew 7.7% to $1.9 billion with the company reaching its largest ever customer base of 1.95 million people. The company provided full year UOP guidance of $257-267 million and maintained its 13 cent fully franked interim dividend. Key points: Underlying operating profit surged 22.0% to $129.1 million, demonstrating strong operational execution; Revenue growth of 7.7% to $1.9 billion with customer base reaching record 1.95 million people; Operating expense ratio improved 100bps to 16.5%, reflecting successful productivity initiatives

23 Feb 2026 Supplementary Positive

FY26 Half Year Results Investor Presentation

nib delivered strong 1H26 results with underlying operating profit up 22.0% to $129.1M driven by continued top line revenue growth of 7.7%. Australian residents maintained margins in their 6-7% target range with disciplined policyholder growth, while New Zealand returned to profitability with recovery momentum continuing. The company announced the sale of World Nomads for $67.5M as part of portfolio simplification efforts. Key points: Strong Group UOP growth of 22.0% to $129.1M with positive momentum across all segments; Australian residents delivered consistent high quality performance with net margin stable in 6-7% target range; New Zealand returned to profitability with $3.9M UOP, up $14M from prior period as recovery continues

17 Feb 2026 Date Announcement Neutral

Earnings Release - 23 February 2026

Upcoming earnings release expected 23 February 2026 (from Yahoo Finance (confirmed))

16 Feb 2026 Sph Neutral

Becoming a substantial holder from MUFG

MUFG became a substantial holder (5.02%).

13 Feb 2026 Sph Neutral

Becoming a substantial holder

First Sentier Group Limited ACN 630 725 558 became a substantial holder (5.02%).

23 Jan 2026 Supplementary Neutral

Notice of Briefing - 2026 Half Year Results Presentation

This is a forward-looking notice announcing that nib holdings will release its 2026 half year results on February 23, 2026, followed by an analyst presentation. No actual financial results or performance data has been disclosed yet. Key points: Results announcement scheduled for February 23, 2026; Management presentation will be accessible via webcast; Recording and transcript will be made available post-presentation

25 Aug 2025 Supplementary Neutral

2025 Full Year Results Investor Presentation

nib holdings limited released its FY2025 full year results presentation on 25 August 2025, reporting Group UOP of $239.2m (within guidance), NPAT of $198.6m, and a fully franked dividend of 29.0 cents per share, supported by strong core arhi business performance with 3.2% net policyholder growth and adjacent businesses contributing $45.3m to UOP.

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