Moneyme Limited

MME.ASX

Financials

Online consumer lending

Market Data

Price

$0.084

+0.0%
Market Cap

$68.3M

P/E Ratio

-100000.0x

EPS

$-0.062

Div. Yield

0.00%

52-Week Change

-0.3%

Latest Earnings

1H26 Financial Results

19 February 2026

Revenue
$117.20
+17.1% YoY
NPAT
-$21.90
+43.6% YoY

MONEYME delivered strong growth in 1H26 with loan book increasing 26% to $1.75bn and gross revenue up 17% to $117m, while maintaining improved credit quality with net credit losses falling to 2.9%. The company achieved operating cash profit of $9.9m and significantly strengthened its funding platform to $2.9bn capacity, though normalised NPAT loss of $4.6m shows continued path to profitability. New product launches including credit cards and enhanced AI capabilities position the company well for future growth. Key points: Loan book grew 26% to $1.75bn with strong originations up 18% to $536m; Net credit losses improved to 2.9% (down from 3.7%) with average credit score rising to 799; Operating cash profit of $9.9m demonstrates strong underlying cash generation

Recent Announcements

19 Feb 2026 Actual Results Positive

1H26 Financial Results

MONEYME delivered strong growth in 1H26 with loan book increasing 26% to $1.75bn and gross revenue up 17% to $117m, while maintaining improved credit quality with net credit losses falling to 2.9%. The company achieved operating cash profit of $9.9m and significantly strengthened its funding platform to $2.9bn capacity, though normalised NPAT loss of $4.6m shows continued path to profitability. New product launches including credit cards and enhanced AI capabilities position the company well for future growth. Key points: Loan book grew 26% to $1.75bn with strong originations up 18% to $536m; Net credit losses improved to 2.9% (down from 3.7%) with average credit score rising to 799; Operating cash profit of $9.9m demonstrates strong underlying cash generation

19 Feb 2026 Actual Results Positive

Appendix 4D and 2026 Interim Report

MoneyMe delivered strong growth with loan book reaching $1.75bn and revenue up 17.2% year-on-year, but recorded a net loss of $21.9M that was substantially improved from the $38.8M loss in the prior period. The company strengthened its credit profile with net credit losses declining to 2.9% and average customer credit scores rising to 799. Key points: Loan book grew to $1.75 billion with strong originations up 18.1%; Credit performance improved with net losses down to 2.9% and arrears rates declining; Average customer credit scores increased to 799, up from 790

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