Cash Converters International

CCV.ASX

Financials

Operating owned and franchised second-hand goods and financial services stores, and providing unsecured personal loans, operating under the Cash Converters name.

Market Data

Price

$0.293

+0.0%
Market Cap

$206.3M

P/E Ratio

8.8x

EPS

$0.033

Div. Yield

6.90%

52-Week Change

-0.1%

Latest Earnings

CCV 1H FY2026 Financial Results

23 February 2026

Revenue
$206.70
+8.0% YoY
NPAT
$10.10
-17.0% YoY
Dividend
$0.01

Cash Converters delivered strong 1H26 results with revenue up 8% to $206.7M and operating EBITDA growing 18% to $34.2M, driven by successful franchise store acquisitions and loan book transition. Operating NPAT grew 9% to $13.2M as the company shifted from payday loans to higher-quality Cashies Loans and expanded its UK operations. The company declared a 1 cent fully franked interim dividend and maintains strong liquidity with $43.5M cash and $74.3M undrawn facilities. Key points: Operating EBITDA grew strongly by 18% to $34.2M with operating NPAT up 9% to $13.2M; Successful loan book transition with new Cashies Loan book growing to $58.2M and net loss rates improving to 13.7% from 15.5%; Strong store performance with 41 franchise stores acquired and same store revenue growth of 8% in both Australia and UK

Recent Announcements

23 Feb 2026 Actual Results Positive

CCV 1H FY2026 Financial Results

Cash Converters delivered strong 1H26 results with revenue up 8% to $206.7M and operating EBITDA growing 18% to $34.2M, driven by successful franchise store acquisitions and loan book transition. Operating NPAT grew 9% to $13.2M as the company shifted from payday loans to higher-quality Cashies Loans and expanded its UK operations. The company declared a 1 cent fully franked interim dividend and maintains strong liquidity with $43.5M cash and $74.3M undrawn facilities. Key points: Operating EBITDA grew strongly by 18% to $34.2M with operating NPAT up 9% to $13.2M; Successful loan book transition with new Cashies Loan book growing to $58.2M and net loss rates improving to 13.7% from 15.5%; Strong store performance with 41 franchise stores acquired and same store revenue growth of 8% in both Australia and UK

23 Feb 2026 Actual Results Neutral

CCV H1 FY2026 Appendix 4D and Interim Financial Report

Cash Converters reported H1 FY2026 revenue of $206.7M (up 7.6%), but statutory NPAT fell 17% to $10.1M due to one-off M&A and restructuring costs. Operating NPAT increased 8.7% to $13.2M, and the company declared an 11th consecutive 1 cent dividend while successfully acquiring 36 franchise stores during the period. Key points: Operating NPAT increased 8.7% to $13.2M excluding one-off costs; Acquired 36 franchise stores for $47.9M, demonstrating successful acquisition strategy; Net loss rate improved to 13.7% from 15.5% showing better credit quality

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