ANZ Group Holdings

ANZ.ASX

Financials

ANZ provides banking and financial products and services to individual and business customers.

Market Data

Price

$35.290

+0.0%
Market Cap

$105.2B

P/E Ratio

17.7x

EPS

$1.968

Div. Yield

4.76%

52-Week Change

+0.0%

Latest Earnings

ANZ Half Year Results, Dividend Announcement & Appendix 4D

1 May 2026

Revenue
$11,079
-1.0% YoY
NPAT
$3,780
+6.0% YoY
EPS
$1.22
Dividend
$0.83

ANZ delivered a solid half-year result with statutory profit of $3,650M (flat year-on-year) and cash profit of $3,780M (+6% YoY), supported by improved operating expenses (-22% HoH, -4% YoY) and a 44% increase in profit before credit impairment. The bank proposed an 83-cent interim dividend (75% franked), maintaining strong capital ratios (CET1 12.4%) while navigating modest net interest income pressure (-2% HoH) amid a competitive lending environment. Key points: Cash profit grew 6% to $3,780M with strong earnings per share of 126.1 cents (up 5% YoY), demonstrating solid core business performance; Operating expenses improved significantly, declining 22% half-on-half and 4% year-on-year to $5,595M, reflecting cost discipline and operational efficiency gains; Return on equity strengthened to 10.3% (statutory) and 10.6% (cash), in line with prior year, with return on tangible equity at 11.2% (statutory) and 11.6% (cash)

Recent Announcements

1 May 2026 Actual Results Neutral

ANZ Half Year Results, Dividend Announcement & Appendix 4D

ANZ delivered a solid half-year result with statutory profit of $3,650M (flat year-on-year) and cash profit of $3,780M (+6% YoY), supported by improved operating expenses (-22% HoH, -4% YoY) and a 44% increase in profit before credit impairment. The bank proposed an 83-cent interim dividend (75% franked), maintaining strong capital ratios (CET1 12.4%) while navigating modest net interest income pressure (-2% HoH) amid a competitive lending environment. Key points: Cash profit grew 6% to $3,780M with strong earnings per share of 126.1 cents (up 5% YoY), demonstrating solid core business performance; Operating expenses improved significantly, declining 22% half-on-half and 4% year-on-year to $5,595M, reflecting cost discipline and operational efficiency gains; Return on equity strengthened to 10.3% (statutory) and 10.6% (cash), in line with prior year, with return on tangible equity at 11.2% (statutory) and 11.6% (cash)

17 Feb 2026 Date Announcement Neutral

Earnings Release - 04 May 2026

Upcoming earnings release expected 04 May 2026 (from Yahoo Finance (estimated))

12 Feb 2026 Guidance Positive

2026 First Quarter Trading Update & Pillar 3 Discussion Pack

ANZ delivered strong Q1 FY26 results with cash profit of $1.9B, up 75% on the prior quarter (excluding significant items up 17%). The bank showed improved operational performance with cost-to-income ratio falling to 49.5% and return on tangible equity rising to 11.7%, while maintaining a solid capital position with CET1 ratio of 12.15%. Key points: Cash profit of $1.9B, up 75% from prior quarter (17% excluding significant items); Cost-to-income ratio improved significantly to 49.5% from 65.5%; Return on tangible equity increased to 11.7% from 6.6%

12 Feb 2026 Guidance Positive

2026 First Quarter Trading Update

ANZ delivered strong Q1 2026 results with cash profit of $1.94B, up 75% on 2H25 quarterly average (or 17% excluding significant items). The bank achieved significant cost reductions through its productivity program, improving return on tangible equity to 11.7% and cost-to-income ratio to 49.5%. Credit quality remains robust with low provision charges. Key points: Cash profit up 75% on 2H25 quarterly average, or 17% excluding significant items; Return on tangible equity improved significantly to 11.7%, up 173 basis points; Cost-to-income ratio improved dramatically to 49.5%, down 505 basis points

10 Nov 2025 Actual Results Negative

ANZ Full Year Results, Dividend Announcement & Appendix 4E

ANZ delivered FY2025 statutory profit of $5,891M (-10% YoY) and cash profit of $5,787M (-14% YoY), with operating income growing 8% to $22,186M but offset by a 21% increase in operating expenses. The bank maintained a full-year dividend of 166 cents per share (83c interim + 83c proposed final, 70% franked), though the payout ratio increased to 83.9% on statutory profit, reflecting modestly weaker earnings and elevated credit impairment charges of $441M. Key points: Operating income grew 8% to $22.2B, driven by 12% growth in net interest income to $18.0B reflecting higher rates and loan growth; Net interest margin of 1.55% maintained, with core NIM (ex-Markets) stable at 2.26%, demonstrating resilient deposit dynamics; Suncorp Bank acquisition integrated with 14 months of results contributed (2 months in FY2024, 12 months in FY2025), expanding customer base and revenue

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