AN3
AN3.ASXLatest Earnings
ANZ Half Year Results, Dividend Announcement & Appendix 4D
1 May 2026
ANZ reported statutory profit of $3,650M (flat YoY) and cash profit of $3,780M (+6% YoY) for HY March 2026, with operating income slightly down 1% to $11,079M but expenses down 22% HoH. The bank maintained solid profitability metrics with ROE of 10.3% and proposed an 83 cent interim dividend (75% franked), though net interest margin compressed slightly to 1.53% and credit impairments increased 89% YoY. Key points: Cash profit increased 6% YoY to $3,780M, exceeding statutory profit growth and demonstrating solid core business performance; Operating expenses decreased 22% half-on-half to $5,595M, driven by lower costs from prior period significant items, improving efficiency ratio to 50.5%; Customer deposits grew 3% HoH and 2% YoY to $770.7B, supporting strong funding position
Recent Announcements
ANZ Half Year Results, Dividend Announcement & Appendix 4D
ANZ reported statutory profit of $3,650M (flat YoY) and cash profit of $3,780M (+6% YoY) for HY March 2026, with operating income slightly down 1% to $11,079M but expenses down 22% HoH. The bank maintained solid profitability metrics with ROE of 10.3% and proposed an 83 cent interim dividend (75% franked), though net interest margin compressed slightly to 1.53% and credit impairments increased 89% YoY. Key points: Cash profit increased 6% YoY to $3,780M, exceeding statutory profit growth and demonstrating solid core business performance; Operating expenses decreased 22% half-on-half to $5,595M, driven by lower costs from prior period significant items, improving efficiency ratio to 50.5%; Customer deposits grew 3% HoH and 2% YoY to $770.7B, supporting strong funding position
2026 First Quarter Trading Update
ANZ delivered a strong Q1 2026 result with cash profit of $1.94B, up 17% excluding significant items from the prior period, driven by a significant 8% expense reduction and revenue growth. Key metrics improved substantially with Return on Tangible Equity rising to 11.7% and cost-to-income ratio falling below 50% to 49.5%. The bank is making early progress on its ANZ 2030 strategy while maintaining strong credit quality and capital position. Key points: Cash profit up 17% (excluding significant items) with strong expense reduction of 8%; Return on Tangible Equity improved significantly to 11.7%, up 173bps; Cost-to-income ratio improved dramatically to 49.5%, down 505bps below 50% threshold
2026 First Quarter Trading Update & Pillar 3 Discussion Pack
ANZ delivered strong Q1 2026 results with cash profit jumping 75% to $1.9B compared to the previous quarter average, driven by improved cost management as the cost-to-income ratio fell significantly to 49.5%. Return on tangible equity improved to 11.7% while the CET1 capital ratio strengthened to 12.15%, indicating solid operational performance and capital position. Key points: Cash profit surged 75% to $1.9B compared to 2H25 quarterly average; Significant improvement in cost management with cost-to-income ratio falling to 49.5% from 65.5%; Return on tangible equity improved strongly to 11.7% from 6.6%
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